/* V157: scoped to the reform page; preserves shared header, navigation and footer. */
.v157{--navy:#183746;--lime:#d8ff51;--muted:#506875;--line:#ccdae0;--pale:#edf3f6;color:var(--navy);font-size:16px;line-height:1.65;overflow:clip}.v157 *{box-sizing:border-box}.v157 [hidden]{display:none!important}.v157 .v157-wrap{width:min(1200px,calc(100% - 64px));margin-inline:auto}.v157 .v157-section{padding-block:76px;scroll-margin-top:115px}.v157 p{font-size:16px;line-height:1.7;margin:0 0 18px}.v157 h1{font-size:clamp(36px,4.5vw,62px);line-height:1.08;letter-spacing:-.035em;margin:20px 0 25px}.v157 h2{font-size:clamp(29px,3.3vw,44px);line-height:1.16;letter-spacing:-.025em;margin:0 0 26px}.v157 h3{font-size:21px;line-height:1.3;margin:0 0 15px}.v157 .v157-eyebrow{font-size:11px;letter-spacing:.16em;font-weight:750;line-height:1.55;margin-bottom:18px}.v157 .v157-small,.v157 small{font-size:12px;line-height:1.6;color:var(--muted)}.v157 .v157-intro{font-size:18px;max-width:760px;margin-bottom:30px}.v157 .v157-lead{font-size:20px;max-width:580px}.v157 .v157-tint{background:var(--pale)}.v157 .v157-hero,.v157 .v157-navy{background:var(--navy);color:#fff}.v157 .v157-hero{padding-block:68px}.v157 .v157-hero h1,.v157 .v157-navy h2{color:#fff}.v157 .v157-hero .v157-eyebrow,.v157 .v157-navy .v157-eyebrow{color:var(--lime)}.v157 .v157-hero .v157-small,.v157 .v157-navy .v157-small{color:#d2e1e7}.v157-hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:65px;align-items:center}.v157-hero-photo{margin:0;position:relative;max-width:420px}.v157-hero-photo img{display:block;width:100%;height:440px;object-fit:cover;object-position:center 36%;border-radius:130px 24px 24px 24px}.v157-hero-photo figcaption{background:var(--lime);color:var(--navy);padding:14px 20px;border-radius:15px;margin:-26px 20px 0 -24px;position:relative;font-size:13px;font-weight:700}.v157-actions{display:flex;gap:16px;align-items:center;flex-wrap:wrap;margin:24px 0}.v157 .v157-button,.v157 .v157-secondary{display:inline-flex;justify-content:center;align-items:center;min-height:46px;padding:12px 20px;border:1px solid transparent;border-radius:12px;background:var(--lime);color:var(--navy)!important;font-size:14px;font-weight:750;text-decoration:none;cursor:pointer;line-height:1.35;transition:background .18s,transform .18s}.v157 .v157-button:hover,.v157 .v157-button:focus-visible{background:#c5ef30;transform:translateY(-1px)}.v157 .v157-secondary{background:#fff;border-color:var(--line)}.v157 .v157-secondary:hover{background:var(--navy);color:var(--lime)!important}.v157 .v157-quiet{color:#fff;text-decoration:underline;text-underline-offset:5px}.v157 a:where(:not(.v157-button,.v157-secondary)):is(:hover,:focus-visible){color:#32687a}.v157 .v157-hero .v157-quiet:is(:hover,:focus-visible){color:var(--lime)}.v157 button:disabled{opacity:.65;cursor:wait}.v157 :focus-visible{outline:3px solid #47899d;outline-offset:4px}.v157-toc{padding-top:32px}.v157 .journey-toc110>summary{padding:22px!important;font-size:17px;flex-wrap:nowrap}.v157 .journey-chapter-links a{font-size:13px!important;align-items:center!important}.v157-editorial{display:grid;grid-template-columns:1.3fr 1fr;gap:48px;align-items:start}.v157-note{padding:30px;border-radius:22px;background:var(--pale)}.v157-tint .v157-note{background:#fff}.v157-note p:last-child{margin-bottom:0}.v157-facts{margin:0 0 20px}.v157-facts>div{padding:15px 0;border-bottom:1px solid var(--line)}.v157-facts dt{font-size:13px;color:var(--muted)}.v157-facts dd{margin:4px 0 0;font-size:24px;font-weight:700}.v157-callout{padding:25px 30px;background:#e7edcf;border-radius:16px;margin-top:30px}.v157-callout strong{font-size:19px}.v157-callout p{margin:8px 0 0}.v157-navy .v157-callout{background:#254a5c;color:#fff}.v157-panel{padding:28px;border:1px solid var(--line);border-radius:22px;background:#fff;color:var(--navy)}.v157-fields{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:22px}.v157-two{grid-template-columns:repeat(2,minmax(0,1fr));margin-top:20px}.v157-field{display:flex;flex-direction:column;gap:8px;font-size:13px;font-weight:700;min-width:0;line-height:1.45}.v157-field small{font-weight:400}.v157 .v157-field input,.v157 .v157-field select{width:100%;min-width:0;margin:0;height:48px;font-family:inherit;font-size:16px;font-weight:500;border:1px solid #afc6cf;border-radius:10px;padding:10px 12px;background:#f8fafb;color:var(--navy)}.v157-field input:invalid{border-color:#ba464b}.v157 input[type=checkbox]{accent-color:#24586e;width:20px;height:20px;flex-shrink:0}.v157-check{display:flex;align-items:center;gap:12px;margin:12px 0;font-size:14px}.v157-settings{margin:14px 0 0;border-top:1px solid var(--line);border-radius:0;padding:0;background:transparent}.v157-settings>summary{padding:16px 4px;cursor:pointer;font-size:15px;font-weight:700;color:var(--navy);list-style:revert}.v157-settings-body{padding:8px 0 18px}.v157-settings-body p{font-size:13px}.v157-child{display:grid;grid-template-columns:1fr 1fr 1fr auto;gap:12px;align-items:end;margin:16px 0;padding:16px;background:var(--pale);border-radius:14px}.v157-child button{height:46px}.v157-results{margin:26px 0 20px}.v157-kpis{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}.v157-kpi{background:var(--navy);color:#fff;padding:22px;border-radius:18px;min-width:0}.v157 .v157-kpi strong{font-size:clamp(24px,3vw,35px);line-height:1.3;display:block;color:var(--lime);letter-spacing:-.02em}.v157 .v157-kpi small{display:block;color:#dae8ec;margin-top:6px}.v157 .v157-kpi span{font-size:13px}.v157-tabs{display:flex;flex-wrap:wrap;gap:7px;margin:0 0 12px}.v157-tabs button{flex:1;min-width:100px;border:1px solid var(--line);border-radius:10px;background:#fff;color:var(--navy);font-family:inherit;font-size:14px;line-height:1.3;font-weight:700;padding:14px 12px;cursor:pointer}.v157-tabs button[aria-selected=true]{background:var(--navy);color:var(--lime);border-color:var(--navy)}.v157-tabs button:hover{border-color:#426f82}.v157-result-panel{min-height:390px}.v157-stage{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:24px 0}.v157-stage>div{border-left:3px solid #b8d1dc;padding:4px 0 4px 17px}.v157-stage strong{font-size:26px;display:block}.v157-stage span{font-size:13px}.v157-barrow{display:grid;grid-template-columns:170px 1fr 110px;gap:15px;align-items:center;margin:20px 0;font-size:13px}.v157-bar{height:26px;background:#e9f0f3;border-radius:8px;overflow:hidden}.v157-bar>i{height:100%;display:block;background:#416e82;border-radius:8px;transition:width .35s}.v157-barrow.v157-highlight .v157-bar>i{background:#a3c634}.v157-barrow>b{text-align:right}.v157-chart{display:block;width:100%;height:auto;margin:20px 0}.v157-chart text{font-family:inherit;fill:var(--navy);font-size:12px}.v157-navy .v157-chart text{fill:#fff}.v157-legend{display:flex;gap:20px;flex-wrap:wrap;font-size:13px;margin:12px 0}.v157-legend span{display:flex;gap:7px;align-items:center}.v157-legend i{height:10px;width:18px;border-radius:3px;display:inline-block}.v157-data-table{width:100%;border-collapse:collapse;font-size:13px!important}.v157-data-table th,.v157-data-table td{text-align:left;padding:14px 10px;border-bottom:1px solid var(--line);vertical-align:top}.v157-data-table th{background:#edf3f6}.v157-data-table td small{display:block;margin-top:6px}.v157 .v157-error{color:#a72733;font-weight:700;margin-top:10px}.v157-error:empty{display:none}.v157-status{font-size:13px!important}.v157-product-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.v157-product{padding:28px;border:1px solid var(--line);border-radius:22px;background:#fff}.v157-product:nth-child(2){background:#edf3f6}.v157-product dl{margin:0}.v157-product dl>div{margin-top:18px}.v157-product dt{font-size:12px;letter-spacing:.02em;font-weight:750;color:#406575}.v157-product dd{margin:5px 0 0;font-size:14px}.v157-timeline article{display:grid;grid-template-columns:170px 1fr;gap:35px;padding:28px 0;border-bottom:1px solid var(--line)}.v157-timeline article>span{font-size:25px;font-weight:750;color:#44788a}.v157-links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-bottom:28px}.v157-links a{padding:28px;border-radius:20px;background:#fff;border:1px solid var(--line);text-decoration:none;color:var(--navy);transition:background .2s}.v157-links a span{font-size:12px;display:block;margin-bottom:18px}.v157 .v157-links a:hover{background:var(--navy);color:#fff}.v157 .v157-links a:hover h3{color:var(--lime)}.v157-links p{font-size:14px;margin:0}.v157-quote{display:grid;grid-template-columns:.65fr 1fr;gap:45px;align-items:center;background:var(--navy);color:#fff;border-radius:28px;overflow:hidden;margin-bottom:50px}.v157-quote>div{padding:30px 40px 30px 0}.v157-quote img{width:100%;height:430px;object-fit:cover;object-position:center 40%}.v157 .v157-quote blockquote{padding:0;margin:0;font-size:clamp(23px,2.6vw,34px);font-weight:650;line-height:1.4;border:0;background:transparent;color:#fff}.v157 .v157-signature{font-size:23px;font-family:cursive;color:var(--lime);margin-top:22px}.v157-method{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:38px}.v157-method p{font-size:14px}.v157-sources{padding-left:20px;font-size:14px;line-height:1.8}.v157-sources li{margin-bottom:9px}.v157-popstats{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;margin:20px 0}.v157-popstats strong{font-size:27px;display:block}.v157-popstats span{font-size:13px}.v157-tax-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:25px 0}.v157-tax-card{padding:24px;background:#254a5c;border-radius:18px}.v157-tax-card strong{display:block;font-size:32px;color:var(--lime)}.v157-tax-card p{font-size:14px}.v157-badge{display:inline-block;padding:6px 11px;background:#edf3f6;border-radius:8px;font-size:12px;font-weight:700}.v157 .v157-detail summary{cursor:pointer;padding-block:15px;font-size:14px;font-weight:700}.v157 .v157-detail{background:none;border:0;padding:0;margin-top:12px}.v157-compact{margin:24px 0}
@media(max-width:900px){.v157 .v157-wrap{width:calc(100% - 40px)}.v157-hero-grid{gap:35px}.v157-hero-photo img{height:380px}.v157-editorial{gap:25px}.v157-fields{grid-template-columns:repeat(2,minmax(0,1fr))}.v157-quote{gap:25px}.v157-quote>div{padding-right:25px}}
@media(max-width:620px){.v157 .v157-wrap{width:calc(100% - 32px)}.v157 .v157-section{padding-block:48px}.v157 .v157-hero{padding-block:40px}.v157-hero-grid,.v157-editorial,.v157-quote{grid-template-columns:1fr;gap:25px}.v157-hero-photo{width:100%;max-width:none}.v157-hero-photo img{height:350px;object-position:center 30%;border-radius:24px}.v157-hero-photo figcaption{margin:-20px 12px 0}.v157 .v157-lead{font-size:18px}.v157 .v157-panel{padding:20px 16px}.v157 .v157-field{font-size:12px}.v157-fields{gap:18px 12px}.v157-two{grid-template-columns:1fr}.v157-child{grid-template-columns:1fr 1fr;padding:12px}.v157-kpis{grid-template-columns:1fr}.v157-kpi{display:grid;grid-template-columns:1fr auto;gap:4px 12px;padding:17px}.v157-kpi small{grid-column:1/-1}.v157-kpi strong{font-size:27px!important}.v157-stage{grid-template-columns:1fr;gap:16px}.v157-barrow{grid-template-columns:1fr auto;gap:7px}.v157-bar{grid-column:1/-1;grid-row:2}.v157-barrow>b{grid-column:2;grid-row:1}.v157-product-grid,.v157-links,.v157-method{grid-template-columns:1fr}.v157-product,.v157-note{padding:22px}.v157-timeline article{grid-template-columns:1fr;gap:14px}.v157-quote img{height:330px;object-position:center 43%}.v157-quote>div{padding:5px 25px 28px}.v157-tax-cards{grid-template-columns:1fr}.v157 .journey-chapter-links{grid-template-columns:1fr}.v157 .journey-toc110>summary{padding:18px!important;gap:10px;font-size:15px}.v157-data-table,.v157-data-table tbody{display:block;width:100%}.v157-data-table thead{display:none}.v157-data-table tr{display:block;background:#edf3f6;border-radius:12px;margin:12px 0;padding:10px}.v157-data-table td{display:grid;grid-template-columns:1fr 1.1fr;gap:10px;padding:11px 5px;font-size:12px}.v157-data-table td::before{content:attr(data-label);font-weight:700;color:#476978}.v157-data-table td small{grid-column:2}.v157-data-table td:last-child{border:0}.v157-popstats{grid-template-columns:1fr;gap:9px}.v157-popstats>div{display:flex;align-items:center;justify-content:space-between;gap:20px}.v157-popstats strong{font-size:23px}.v157 .v157-result-panel{min-height:0}.v157-chart text{font-size:14px}.v157-callout{padding:22px}.v157-tabs button{font-size:12px;min-width:0;padding:13px 7px}.v157 .v157-hero h1{font-size:39px}}
@media(prefers-reduced-motion:reduce){.v157 *{transition:none!important;animation:none!important;scroll-behavior:auto!important}}

.v157-field>span{min-height:2.9em;display:block}@media(max-width:620px){.v157-fields .v157-field>span{min-height:4.35em}.v157-two .v157-field>span{min-height:0}}

/* V158: dark surfaces own their text palette, including shared paragraph styles. */
.v157 :is(.v157-hero,.v157-navy,.v157-kpi,.v157-quote){--muted:#d2e1e7;color:#f4f8fa}
.v157 :where(.v157-hero,.v157-navy,.v157-kpi,.v157-quote) p{color:#e4edf2}
.v157 .v157-navy :is(.v157-field,.v157-legend){color:#e4edf2}
.v157 .v157-quote .v157-eyebrow{color:var(--lime)}
.v157 .v157-navy .v157-error{color:#ffb7bd}
.v157 :is(.v157-hero,.v157-navy,.v157-kpi,.v157-quote) :focus-visible{outline-color:var(--lime)}
.v157 .v157-links a:is(:hover,:focus-visible){--muted:#e4edf2;background:var(--navy);color:#f4f8fa}
.v157 .v157-links a:is(:hover,:focus-visible) h3{color:var(--lime)}
.v157 .v157-links a:is(:hover,:focus-visible) p{color:#e4edf2}
/* The shared text-link hover uses !important; keep it off dark surfaces. */
#main.v157 :is(.v157-hero,.v157-navy,.v157-quote) a:not(.v157-button,.v157-secondary):is(:hover,:focus-visible){color:var(--lime)!important}
#main.v157 a.v157-button:is(:hover,:focus-visible){color:var(--navy)!important}
#main.v157 a.v157-secondary:is(:hover,:focus-visible){color:var(--lime)!important}