/* All calculator styles are scoped: no changes to shared navigation or article. */
.guide136 .u147{--u-navy:#183746;--u-lime:#d8ff51;--u-ink:#193746;--u-muted:#4a6371;color:var(--u-ink);font-size:15px;line-height:1.45;background:#fff;border:1px solid #d3e0e6;border-radius:26px;padding:24px;scroll-margin-top:120px;isolation:isolate}
.guide136 .u147 *{box-sizing:border-box}.guide136 .u147 [hidden]{display:none!important}.guide136 .u147 p{font-size:14px;line-height:1.5;color:var(--u-muted);margin:0 0 10px;max-width:none}.guide136 .u147 h3{font-size:clamp(23px,2.3vw,32px);line-height:1.15;margin:5px 0 9px;color:var(--u-ink)}.guide136 .u147 .u-kicker{font-size:11px;font-weight:800;letter-spacing:.15em;margin:0}.guide136 .u147 button,.guide136 .u147 select,.guide136 .u147 input{font:inherit}.guide136 .u147 button{cursor:pointer}.guide136 .u147 button:focus-visible,.guide136 .u147 select:focus-visible,.guide136 .u147 input:focus-visible{outline:3px solid #719ba6;outline-offset:3px}.guide136 .u147 button{transition:background .18s,color .18s,box-shadow .18s}.guide136 .u147 label{font-size:12px;font-weight:700;color:var(--u-muted);display:block;min-width:0}.guide136 .u147 select,.guide136 .u147 input[type=number]{width:100%;padding:9px 10px;min-height:42px;border:1px solid #b5cbd5;border-radius:10px;background:white;color:var(--u-ink);font-size:14px;margin-top:5px;min-width:0}.guide136 .u147 input[type=range]{width:100%;accent-color:#27677a;display:block;margin:12px 0 0}.guide136 .u147 output{float:right;font-size:15px;color:var(--u-ink)}
.guide136 .u147 .u-heading{display:flex;gap:20px;justify-content:space-between;align-items:center}.guide136 .u147 #u-stat-toggle{flex:0 0 auto;border:0;background:var(--u-navy);color:var(--u-lime);border-radius:12px;padding:13px 17px;font-weight:750}.guide136 .u147 #u-stat-toggle:hover{background:#2e5667}.guide136 .u147 .u-controls{display:grid;grid-template-columns:1.25fr 1fr 1fr 1fr;gap:20px;padding:18px;background:#edf3f6;border-radius:15px;margin:12px 0 18px}.guide136 .u147 .u-tabs{display:flex;gap:6px;border-bottom:1px solid #d4e2e8;padding:0 0 10px;margin-bottom:20px}.guide136 .u147 .u-tabs button{border:0;border-radius:10px;padding:10px 16px;background:#eef3f5;color:#335665;font-weight:750}.guide136 .u147 .u-tabs button[aria-selected=true],.guide136 .u147 .u-tabs button:hover{background:var(--u-navy);color:var(--u-lime)}
.guide136 .u147 .u-workspace{display:grid;grid-template-columns:minmax(310px,.86fr) minmax(0,1.2fr);gap:26px;align-items:start}.guide136 .u147 .u-anatomy{min-width:0}.guide136 .u147 .u-figure{height:460px;position:relative;background:radial-gradient(ellipse,#f8f1e9 0,#eef4f6 58%,#f6f9fa 100%);border-radius:20px;overflow:hidden}.guide136 .u147 .u-figure>img{position:absolute;height:100%!important;width:70%!important;max-height:none;object-fit:contain;top:0;left:15%;border:0;border-radius:0;box-shadow:none;background:none}.guide136 .u147 .u-leaders{position:absolute;inset:0;width:100%;height:100%;pointer-events:none}.guide136 .u147 .u-leaders path{fill:none;stroke:#8da5ae;stroke-width:.3}.guide136 .u147 .u-body-box{position:absolute;width:26%;border:1px solid #bccfd8;border-radius:11px;background:#fffffff2;color:var(--u-ink);padding:8px 5px;box-shadow:0 4px 14px #19374609;min-height:93px;z-index:1;text-align:center}.guide136 .u147 .u-body-box>b{font-size:12px;display:block;margin-bottom:4px}.guide136 .u147 .u-body-sums{display:grid;font-size:11px;line-height:1.6;font-weight:750;white-space:nowrap}.guide136 .u147 .u-sum-0{color:#536778}.guide136 .u147 .u-sum-1{color:#286987}.guide136 .u147 .u-sum-2{color:#576b26}.guide136 .u147 .u-body-box:hover,.guide136 .u147 .u-body-box[aria-pressed=true]{background:var(--u-navy);border-color:var(--u-navy);color:white}.guide136 .u147 .u-body-box:is(:hover,[aria-pressed=true]) .u-body-sums span{color:white}.guide136 .u147 .u-body-box:is(:hover,[aria-pressed=true]) .u-sum-2{color:var(--u-lime)}.guide136 .u147 .u-box-0{left:2%;top:3%}.guide136 .u147 .u-box-1{right:2%;top:3%}.guide136 .u147 .u-box-2{left:2%;top:27%}.guide136 .u147 .u-box-3{right:2%;top:27%}.guide136 .u147 .u-box-4{left:2%;top:51%}.guide136 .u147 .u-box-5{right:2%;top:51%}.guide136 .u147 .u-body-key{display:flex;justify-content:center;gap:12px;margin:10px 0 6px;font-size:11px}.guide136 .u147 .u-body-key span{display:flex;align-items:center;gap:4px}.guide136 .u147 .u-dot{width:7px;height:7px;display:inline-block;border-radius:50%}.guide136 .u147 .u-m{background:#536778}.guide136 .u147 .u-k{background:#286987}.guide136 .u147 .u-p{background:#576b26}.guide136 .u147 .u-fine{font-size:11px;line-height:1.5}.guide136 .u147 .u-selected>span{font-size:10px;letter-spacing:.14em;font-weight:800;display:block}.guide136 .u147 .u-selected>b{font-size:23px;display:block;margin:3px 0 7px}.guide136 .u147 .u-selected>p{font-size:12px}.guide136 .u147 .u-matrix{border:1px solid #d4e1e8;border-radius:15px;overflow:hidden}.guide136 .u147 .u-matrix-row{display:grid;grid-template-columns:1.1fr repeat(3,minmax(0,1fr));border-bottom:1px solid #dde7ec;align-items:stretch}.guide136 .u147 .u-matrix-row>*{padding:10px 7px;display:flex;align-items:center;justify-content:center;text-align:center;font-size:14px;min-width:0}.guide136 .u147 .u-matrix-row>b{justify-content:flex-start;text-align:left;font-size:11px;font-weight:650}.guide136 .u147 .u-matrix-head{background:#edf3f6;min-height:55px}.guide136 .u147 .u-matrix-head strong{font-size:12px;display:block;align-content:center}.guide136 .u147 .u-matrix-head>span{font-size:11px;justify-content:flex-start}.guide136 .u147 .u-matrix-row select{font-size:11px;padding:6px 3px;min-height:38px;margin:0;border-radius:7px}.guide136 .u147 .u-row-net{background:#f0f5f7;font-weight:800}.guide136 .u147 .u-row-money{border-bottom:0;background:var(--u-navy)}.guide136 .u147 .u-row-money>*{color:var(--u-lime)!important;font-size:clamp(13px,1.3vw,18px);font-weight:850;padding-top:16px;padding-bottom:16px;white-space:nowrap}.guide136 .u147 .u-row-money>b{color:white!important;white-space:normal}.guide136 .u147 .u-outcome{background:var(--u-navy);border-radius:12px;margin-top:12px;padding:13px 16px;color:white!important;font-size:13px;line-height:1.5}.guide136 .u147 .u-outcome b{display:block;color:var(--u-lime)!important;font-size:14px;margin-bottom:3px}.guide136 .u147 .u-outcome span{color:white!important}.guide136 .u147 .u-causal{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:20px 0;padding:15px 0;border-top:1px solid #dce7eb;border-bottom:1px solid #dce7eb}.guide136 .u147 .u-causal span{font-size:11px;display:flex;align-items:center;gap:7px}.guide136 .u147 .u-causal b{background:#e6eef2;border-radius:50%;width:25px;height:25px;display:grid;place-items:center;flex-shrink:0}
.guide136 .u147 .u-details{margin:0;border:0;border-bottom:1px solid #e1e8ec;border-radius:0;background:transparent;box-shadow:none;padding:0}.guide136 .u147 .u-details summary{font-size:13px;font-weight:700;padding:13px 22px 13px 0;min-height:0;cursor:pointer;background:transparent;color:var(--u-ink);border-radius:0;list-style:disclosure-closed}.guide136 .u147 .u-details[open] summary{list-style:disclosure-open}.guide136 .u147 .u-details summary:hover{color:#24687d}.guide136 .u147 .u-details summary::after{display:none}.guide136 .u147 .u-details>div{padding:8px 0 16px}.guide136 .u147 .u-details p,.guide136 .u147 .u-details li{font-size:13px;line-height:1.55}.guide136 .u147 .u-endnote{font-size:11px;margin:14px 0 0}.guide136 .u147 .u-tax-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}.guide136 .u147 .u-tax-grid button{background:#eef4f6;border:0;border-radius:9px;text-align:left;padding:10px;color:var(--u-ink)}.guide136 .u147 .u-tax-grid button:hover{background:#dce9ef}.guide136 .u147 .u-tax-grid b,.guide136 .u147 .u-tax-grid span{display:block;font-size:12px}
.guide136 .u147 .u-stat{padding:16px;background:#f3f6e9;border:1px solid #d8e2ba;border-radius:13px;margin-bottom:17px}.guide136 .u147 .u-stat-head{display:flex;justify-content:space-between;gap:10px;align-items:center;font-size:14px;margin-bottom:12px}.guide136 .u147 .u-assumption{font-size:10px;font-weight:750;padding:4px 7px;border-radius:5px;background:#e2eacb;white-space:nowrap}.guide136 .u147 .u-stat-bar{display:flex;height:18px;border-radius:5px;overflow:hidden}.guide136 .u147 .u-stat-legend{display:flex;flex-wrap:wrap;gap:6px 13px;font-size:11px;margin:10px 0}.guide136 .u147 .u-stat-legend i,.guide136 .u147 .u-chart-key i{display:inline-block;width:8px;height:8px;margin-right:4px;border-radius:2px}.guide136 .u147 .u-stat p{font-size:12px;margin-bottom:6px}.guide136 .u147 .u-stat .u-fine{font-size:10px}.guide136 .u147 .u-red,.guide136 .u147 .u-rare{color:#a52b3a!important}.guide136 .u147 .u-row-money .u-rare,.guide136 .u147 .u-body-box:is(:hover,[aria-pressed=true]) .u-rare{color:#ffb8c0!important}
.guide136 .u147 .u-curve-head{display:grid;grid-template-columns:1fr 1.4fr;gap:12px}.guide136 .u147 .u-curve-head select{font-size:12px}.guide136 .u147 .u-curve-options{display:flex;align-items:center;justify-content:space-between;gap:12px;margin:12px 0}.guide136 .u147 .u-curve-options label{display:flex;align-items:center;gap:7px;font-size:11px;line-height:1.4}.guide136 .u147 .u-curve-options input{accent-color:#28677b;width:16px;height:16px;flex:0 0 16px}.guide136 .u147 #u-manual-toggle{flex:0 0 auto;border:1px solid #c2d5df;background:#f0f5f7;border-radius:8px;padding:7px;color:var(--u-ink);font-size:11px}.guide136 .u147 #u-manual-toggle[aria-pressed=true]{background:var(--u-navy);color:var(--u-lime)}.guide136 .u147 #u-manual{padding:10px 0}.guide136 .u147 .u-flowline{font-size:12px;font-weight:650;background:#eaf1f5;border-radius:8px;padding:10px}.guide136 .u147 .u-curve-values{display:grid;grid-template-columns:repeat(auto-fit,minmax(80px,1fr));gap:6px;margin:12px 0}.guide136 .u147 .u-curve-values>div{padding:8px 6px;border-top:3px solid var(--curve);border-radius:6px;background:#f2f6f8;min-width:0}.guide136 .u147 .u-curve-values b{display:block;font-size:11px}.guide136 .u147 .u-curve-values strong{display:block;font-size:14px;margin:7px 0;color:var(--u-ink)}.guide136 .u147 .u-curve-values small{font-size:9px;color:#4a6472;display:block}.guide136 .u147 .u-weighted{font-size:9px;display:block;border-top:1px solid #cbdce3;margin-top:9px;padding-top:7px}.guide136 .u147 .u-weighted b{font-size:13px;margin-top:3px}.guide136 .u147 .u-chart{width:100%;height:auto;display:block;background:white;overflow:visible}.guide136 .u147 .u-chart-key{display:flex;flex-wrap:wrap;gap:6px 10px;font-size:10px;margin-top:6px}.guide136 .u147 .u-curve-note{font-size:11px;color:#4b6573;margin-top:12px}.guide136 .u147 .u-curve-note span{display:block;margin-top:5px}
@media(max-width:1000px){.guide136 .u147{padding:18px}.guide136 .u147 .u-workspace{grid-template-columns:minmax(280px,.8fr) minmax(0,1fr);gap:16px}.guide136 .u147 .u-matrix-row{grid-template-columns:repeat(3,minmax(0,1fr))}.guide136 .u147 .u-matrix-row>b,.guide136 .u147 .u-matrix-head>span{grid-column:1/-1;padding:7px 9px 0;font-size:10px}.guide136 .u147 .u-matrix-head>span{display:none}.guide136 .u147 .u-matrix-row>*{padding:7px 5px}.guide136 .u147 .u-figure{height:470px}.guide136 .u147 .u-controls{gap:14px}.guide136 .u147 .u-matrix-head{min-height:42px}}
@media(max-width:760px){.guide136 .u147{padding:15px;border-radius:20px}.guide136 .u147 .u-heading{display:block}.guide136 .u147 #u-stat-toggle{padding:10px 13px;margin:4px 0 3px;font-size:12px}.guide136 .u147 .u-controls{grid-template-columns:1fr 1fr;padding:12px;gap:15px 12px}.guide136 .u147 .u-workspace{grid-template-columns:1fr;gap:20px}.guide136 .u147 .u-figure{height:350px;max-width:460px;margin:auto}.guide136 .u147 .u-figure>img{width:66%!important;left:17%}.guide136 .u147 .u-body-box{width:27%;padding:6px 3px;min-height:83px}.guide136 .u147 .u-body-box>b{font-size:11px}.guide136 .u147 .u-body-sums{font-size:10px}.guide136 .u147 .u-box-2,.guide136 .u147 .u-box-3{top:27%}.guide136 .u147 .u-box-4,.guide136 .u147 .u-box-5{top:51%}.guide136 .u147 .u-tabs{gap:5px;position:static}.guide136 .u147 .u-tabs button{padding:10px 8px;font-size:12px;flex:1}.guide136 .u147 .u-body-key{font-size:10px}.guide136 .u147 .u-selected>b{font-size:22px}.guide136 .u147 .u-matrix-row>*{padding:9px 7px}.guide136 .u147 .u-matrix-row>b{padding:7px 9px 0}.guide136 .u147 .u-row-money>*{font-size:18px;padding-bottom:13px}.guide136 .u147 .u-row-money>b{font-size:11px}.guide136 .u147 .u-causal{grid-template-columns:1fr 1fr;gap:11px}.guide136 .u147 .u-causal span{font-size:10px}.guide136 .u147 .u-stat-head{display:block}.guide136 .u147 .u-assumption{display:inline-block;margin-top:5px}.guide136 .u147 .u-curve-head{grid-template-columns:1fr}.guide136 .u147 .u-curve-values{grid-template-columns:repeat(3,1fr)}.guide136 .u147 .u-tax-grid{grid-template-columns:1fr}.guide136 .u147 .u-curve-values strong{font-size:16px}}
@media(prefers-reduced-motion:reduce){.guide136 .u147 *{transition:none!important}}
.guide136 .u147 .u-anchor{display:block;height:0;scroll-margin-top:110px}.guide136 .u147 .u-combination{margin:4px 0 0;max-width:780px}

.guide136 .u147 .u-box-6{left:2%;top:75%}.guide136 .u147 .u-box-7{right:2%;top:75%}.guide136 .u147 .u-abbreviations{font-size:10px;margin:6px 0 0}
.guide136 .u147 .u-heading-actions{display:flex;flex-direction:column;gap:8px;flex:0 0 auto}.guide136 .u147 #u-pdf-save{display:flex;align-items:center;justify-content:center;gap:8px;background:#edf3f6;color:var(--u-ink);border:1px solid #b5cbd5;border-radius:12px;padding:12px 16px;font-weight:750;white-space:nowrap}.guide136 .u147 #u-pdf-save:hover{background:var(--u-navy);color:var(--u-lime);border-color:var(--u-navy)}.guide136 .u147 #u-pdf-save:disabled{cursor:wait;opacity:.7}.guide136 .u147 .u-pdf-status{font-size:12px;color:var(--u-muted);margin:8px 0}.guide136 .u147 .u-pdf-status:empty{display:none}
@media(max-width:760px){.guide136 .u147 .u-heading-actions{flex-direction:row;flex-wrap:wrap;gap:8px;margin:10px 0}.guide136 .u147 .u-heading-actions #u-stat-toggle,.guide136 .u147 #u-pdf-save{margin:0;flex:1 1 auto;font-size:12px;padding:10px 12px;min-height:42px}}